How Open Terms Income is funded

Open Terms Income is an educational website. It does not collect leads, sell annuities, or accept payment through this site.

Carrier relationships

The separate licensed annuity operation associated with Open Terms Income currently works with American Equity Investment Life Insurance Company and Athene Annuity and Life Company.

This site does not recommend either company or any specific product. Carrier relationships, product availability, and contract terms may vary by state. They are subject to the issuing company's requirements and a licensed professional's review.

How we handle education

We do not sell paid placement in the educational guides, comparisons, or tools. If that changes, we will place a clear disclosure beside the affected content before it is offered.

Primary sources

Reviewed September 16, 2026